Annualcreditreport Nebraska

Whether a valid assumption or not, some employers believe if you are not reliable in paying your bills, then you will not be a reliable employee. Unfortunately, a bad credit report can work against you in your search for employment. For more on how a credit record can affect your job search, see the FTC's fact sheet annualcreditreport Nebraska on this topic, www.ftc.gov/bcp/conline/pubs/alerts/ngcrdtalrt.htm In addition to your payment history, a credit annualcreditreport Nebraska report typically includes information about your former addresses and previous employers. Employers can use this as one way to verify the accuracy of information you provide on an application or resume. My credit rating went down when annualcreditreport Nebraska I lost my job. 3 major credit reports Often a poor credit rating results from circumstances that are beyond your control. The loss of a job or high medical bills often leads to late payments, even bankruptcy. Still a bank or other financial institution may reason that a solid financial history is a qualifying factor for an employee who has control over substantial sums of money. However, the same argument cannot be made when a credit check serves only as a kind of character screening. Some states have now recognized the unfairness in this by adopting laws that require a direct relationship to the job before a credit check is made. free credit report gov Several states have passed laws limiting credit reports for employment decisions with provisions that require a nexus to actual job duties. Those states are: Washington, Oregon,Hawaii, Illinois, Maryland and Connecticut.

In addition,a bill captioned the Equal Employment for All Act (HR 3149) is making its way through the U.S. On January 19, 2011, the bill was reintroduced as HR 321 and was annualcreditreport Nebraska referred to the House Subcommittee on Insurance, Housing and Community Opportunity. Shouldthe Equal Employment for Law Actbecome law, potential employers who want to access an applicant’s credit report would have to show that credit history is related to the open position. To follow the progress annualcreditreport Nebraska of this bill, go to http://thomas.loc.gov/home/thomas.php Can my employer continue to check my credit after I’ve been hired?annualcreditreport Nebraska Yes. reporting identity theft The FCRA allows employment checks not only for hiring purposes but for other employment purposes such as promotion, retention, or transfer.